Text reading 'Cunningham Commercial Strategies' on a black background.

Fast, flexible loan solutions designed to fuel growth and keep your cash flow steady.

Funding That Moves You Forward

Text reading 'Cunningham Commercial Strategies' on a black background.

Fast, flexible loan solutions designed to fuel growth and keep your cash flow steady.

Funding That Moves You Forward

With decades of combined experience in commercial lending, we offer financing with no minimum credit score requirement and no income documentation.

Refinance and cash-out options are available, with a maximum loan-to-value of up to 75%. Loans are limited to business-owned, non-owner-occupied properties, with loan amounts ranging from $100,000 to $5,000,000 on a 30-year fixed-rate term. Available to the contiguous 48 states.

Our Services

01

Making Most Unlendable People Lendable

We use specialized underwriting to serve borrowers with imperfect credit, expanding access to capital for more businesses. This approach pairs flexible loan structures with pragmatic risk assessment to provide timely funding that supports growth and cash-flow stability.

Old-fashioned storefront of Bernie's Fine Meats with neon signage, a sidewalk, and a pedestrian walking past, featuring signs advertising meats like steaks, bacon, sausage, chicken, and gift boxes, in an urban area.

02

Commercial Property Purchasing & Refinancing

Looking to purchase or refinance your commercial property? We specialize in tailored financing solutions to support your expansion, preserve cash flow, and close deals quickly.

03

Assistance With Every Step of the Borrowing Process

We assist clients at every step of the borrowing process, from initial needs assessment to documentation and closing, ensuring clear guidance and responsive support. Our goal is to make the process as smooth and quick as possible through efficient brokering, proactive communication, and flexible financing solutions.

Business professional discussing financial graphs and charts on paper and laptop during a meeting.

What Our Clients Say

I never thought I could access the capital in my commercial property so easily!

— Kellen Jackson, former client

I thought this was going to be yet another commercial funding denial—but we closed!

— Joseph Jones, former client

The team at Cunningham have taken commercial lending and made it an artform.

— Andy Przekop, former client

These guys know angles in commercial lending I never knew existed.

— Dave Garza, former client

Your Questions, Answered


How quickly can I receive funds once approved?

Most clients receive funds within thirty business days of Pre-Approval. Timelines can vary based on the complexity of your request, but our team prioritizes rapid delivery so you can act on opportunities without delay.


What financial documents do I need to provide?

Absolutely none.


Will applying impact my credit score?

We can get you Pre-Approved with a copy of your own credit report that is no older than 30 days old, that way there is no hard inquiry on your credit.

Let’s Bring Your Vision To Life

Ready to explore a financing strategy built around your goals? Reach out today to schedule a no-obligation consultation and discover how our flexible loan solutions can propel your next initiative.